Leviticus 7, Proverbs 22, Psalm 94

Today we’re reading Leviticus 7, Proverbs 22, Psalm 94.

This devotional is about Proverbs 22:9.

Many people–most of us, probably, at some point in our lives–live under the delusion that more stuff or better stuff will make us happy. We think that nicer clothes, or a new car, or a house in a better neighborhood, or just some more spending money to go out when we want is what we need. We think that money is the antidote to worry because if we had the money, we wouldn’t have to worry if the car breaks down. Or, we think that spending is the cure for boredom because dinner and a movie sounds better than leftovers and reruns.

One symptom of our materialism is stinginess. The person who wants more and better stuff has a hard time giving anything to someone else because each dollar spent on others is one less that could go toward that new iPhone.

Proverbs 22:9 urges us to reconsider. It says, “The generous will themselves be blessed….” Being “blessed” means being “prospered” in the loosest sense of the word “prosper.” Sometimes that blessing is material prosperity. The Bible tells us that the things we have and the money that comes into us is God’s blessing in our lives. Other times, though, being “blessed” in scripture refers to the joy or contentment that only God can give. That joy or contentment is usually distinct from our circumstances. There are poor people with joy and wealthy people who are miserable. There are people who are ill or aging or who have experienced many problems in life who live each day happily as a gift from God. Likewise, there are some very bitter, unpleasant people who have only first-world problems.

This verse told us that those who are generous will be blessed in some way. Is that blessing the blessing of joy or is it the blessing of material prosperity?

The last half of verse 9 may hold the answer. It says that they generous will be blessed “for they share their food with the poor.” This phrase gives the reason why God blesses them. Because they share with others, God shares blessings with them. But what if sharing “food with the poor” IS the blessing? In other words, what if the blessing God gives to the generous is the joy of helping others? What if God is telling us that there is a blessing built in to generosity because it triggers gratitude in those who have their needs met by your gift? What if God wants us to know that within every poor person there is a potential relationship that your generosity might unlock?

If you have no needs, no threats, no real problems in your life but you lack real joy, it’s time to open up your wallet and start sharing. When you share your time serving others in need and spend your money on those who don’t have it, you might find joy like you’ve never experienced before. Take this truth statement and think about how to apply it in your life; the result might make you happier than you can possibly imagine because it will make a real, meaningful difference in someone else’s life.

Exodus 37, Proverbs 13, Psalm 85

Today we’re reading Exodus 37, Proverbs 13, Psalm 85.

This devotional is about Proverbs 13:7: “One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.”

Two of the best books I’ve ever read about personal finance were written by the late Thomas Stanley. They are titled, The Millionaire Next Door and The Millionaire Mind.

Stanley was a research professor who studied millionaires in America. He found that most millionaires did not come from wealthy families. Instead, they acquired wealth by owning their own business or businesses and being frugal with the money they made. They were far more likely to drive Ford F-150s than any make or model of sports car or luxury car.

In one of the books (I think it was The Millionaire Next Door) Stanley quoted a millionaire he had interviewed as part of his research. This man was a Texan and had a phrase to describe people who drove expensive cars and wore expensive clothes. That phrase was, “Big hat; no cattle.” The image is of a man who thinks he’s a cowboy because he wears a big cowboy hat but he’s not a cowboy because he’s got no cattle. A “big hat; no cattle” person, then, spends like he’s wealthy but, in part because he spends so much, he has very little actual wealth.

Thousands of years before “Big hat; no cattle,” was first spoken, Solomon observed the same truth. Here in Proverbs 13:7, he warns us to beware of appearances when it comes to wealth. On one hand, “One person pretends to be rich, yet has nothing.” This is able to project the appearance of wealth by spending money on expensive items. While he or she may have excellent taste in fashion, they have little to nothing in actual assets because they don’t make enough money to both save money and buy expensive luxury brands. Car leases with low monthly payments and easily available credit cards make the appearance of wealth easier than ever. But the fact that someone drives a BMW and wears Gucci shoes tells you nothing about that person’s actual level of wealth.

On the other side, Proverbs 13:7 says, “another pretends to be poor, yet has great wealth.” This is the person who spends far below what he or she earns. People in this category may have a high income or an average to low income but they spend as little of it on consumer items as possible. Instead of spending everything they earn, they put the money in savings. Once they have enough saved, they look to buy assets that build wealth instead of material objects that lose wealth. Which is better–to buy a $1000 iPhone or $1000 in Apple stock? The Apple stock is not tangible or visible. It doesn’t impress your friends or new acquaintances. But, if it is a good investment (and this is not investment advice, by the way), that $1000 can grow and keep increasing in value long after the iPhone has been recycled.

People in our world make snap judgments about someone’s wealth based on the cost of what they own but, the truth is that what someone owns has nothing to do with how wealthy they are. In fact, the more they spend money, the less likely they are to be building wealth. Those who become wealthy live frugal lives, save money, and invest it well.

This passage does not commend us to be greedy; it encourages us to be wise about what we do with the money that God enables us to earn. How are your finances? Are you saving and trying to build wealth as a good manager or do you spend every dollar that comes your way?

Which of the two types of people described in Proverbs 13:7 would God want you to be? How can you get there?


Here’s an article from Dr. Stanley’s blog where he wrote briefly about all of this: http://www.thomasjstanley.com/2014/05/america-where-millionaires-are-self-made/

Genesis 14, Nehemiah 3, and Psalm 13

Today, read Genesis 14, Nehemiah 3, and Psalm 13.

This devotional is about Genesis 14.

I wrote yesterday about the close relationship that Abram and Lot had. Although the wealth of each man, and the conflicts that wealth created, led to them to live separately (Gen 13), Abram still cared about Lot and his safety. It was Abram’s commitment to Lot that caused Abram to chase down Kedorlaomer and company when they won their war with Sodom and her allies. Verse 12 told us that Lot was already living in Sodom when this happened and that Lot was “carried off” by Kedorlaomer after they won the battle. Verse 14 said that Abram decided to pursue the victors when he “heard that his relative had been taken captive.” Abram was not interested in showing his military might or in plundering the victors. He wanted to save his nephew, giving Lot back his freedom.

In verse 21, the king of Sodom was in no position to negotiate. So, he asked Abram to let him and his citizens have their freedom. In the rules of their culture, Abram could easily have enslaved all of the people and kept their valuables as well. When the king of Sodom requested his freedom, he was actually asking for quite a bit.

Abram, however, refused to keep anything of value for himself. He took an oath (v. 22) before entering the battle that he would keep nothing for himself. Why? Verse 23 says, “so that you will never be able to say, ‘I made Abram rich.’”

If Abram had plundered the people of Sodom and their allies, eventually those people would have resented Abram. After their gratitude for being alive and free subsided, they would have considered how much they lost in that battle and would have blamed Abram for their economic depression. By not taking advantage of them–even though he had every right to gain handsomely for the risks he took–Abram demonstrated that he trusted in God. He was willing to let his wealth grow organically as God prospered him rather than artificially by plundering others. He considered it unrighteous to gain from the trauma and bad fortune of others.

Have you ever been in a position to profit from someone else’s pain? I can’t think of a situation where I have been in that position but, if I ever am in that position, I hope Abram’s example will guide my decisions. Abram took enough to cover his expenses (v. 24a) and to thank God for his blessing (vv. 18-20) but he would not impoverish his nephew and Lot’s neighbors in order to enrich himself. You know and I know that there are people in this world who will take advantage of you when you are desperate. A person like that shows what they value wealth over faith in God and service to others. If you love the Lord, it should translate into compassion for others and cause you to be merciful and help others when they have a need.

Genesis 13, Nehemiah 2, Psalm 12

Today we’re scheduled to read Genesis 13, Nehemiah 2, and Psalm 12.

This devotional is about Genesis 13.

Abram and Lot must have had some kind of close personal relationship. Genesis 11:31 told us that Lot was Abram’s nephew. The fact that Lot went with Abram (12:4) when Abram left Ur suggests a close, personal friendship between Abram and Lot, one where Abram was most likely a mentor that Lot looked up to.

God had promised, in Genesis 12:3, that he would bless anyone who blessed Abram. Lot’s personal association with Abram sure seems to have brought God’s blessing to Lot’s family. As we read today in Genesis 13:6, Lot and Abram became so wealthy that “they were not able to stay together.” So, they separated themselves geographically and Abram graciously gave Lot the power to choose which land each of them would inhabit (vv. 8-9).

Verse 10 told us that Lot made his decision based on what would benefit him most economically. As a rancher, a “well watered” plain “like the garden of the Lord” would provide the best environment for Lot’s flocks and herds to thrive, contributing bigly to Lot’s bottom line. So Abram and Lot parted for economic reasons and Lot chose his next home for economic reasons.

Verse 12 told us that “Lot lived among the cities of the plain and pitched his tents near Sodom.” The next verse told us that Sodom was inhabited by wicked men. When I was growing up, messages I heard on this text suggested (maybe even stated directly) that Lot “pitched his tents near Sodom” because he was curious about the wicked lifestyle of the people who lived there. I don’t think that is correct, based on 2 Peter 2:7-8. I think Lot lived near the cities, especially Sodom, because it gave him a great market for his livestock. So, again, he chose what was best for himself and his family’s prosperity despite the spiritual threats Sodom would pose to his family.

I believe the prosperity gospel is wrong, a heretical distortion of the gospel. But I don’t believe that prosperity is wrong; in fact, I believe that we should prosper—unless God chooses not to allow us to prosper–because our faith causes us to work hard and act prudently with money. So, I’m pro-economic growth for all of us within the sovereign and the moral will of God.

But, if prosperity drives all of our decisions, we will make bad moral choices (see 1 Timothy 6:10). This happened to Lot, as we’ll see.

How about you and me? Do we choose to take a job with a better salary without considering how it might affect our families? What about the choices we make when it comes to spending money? Are your kids enrolled where they are in high school or college because you can save money that way? Did the spiritual and moral costs of that decision factor into your choice? Money is important; we all need it to live and I pray for the prosperity of our church members within the will of God. But don’t let money drive you to make disastrous moral decisions.

Lot would have been so much better off if he had offered to reduce his flocks and herds so that he could stay with Abram. He probably wouldn’t have been better off economically–at least not at first–but he would have retained the moral example and instructions from Abram which would have benefited him in every area of his life. Be wise; don’t allow every big decision you make to be decided only to the money needed.